Where to start with buying in France from the UK?

Written By Normandy Consultancy

Buying property in France from the UK involves several key steps, and it's important to understand the legal, financial, and practical aspects before making a purchase. Here’s how to get started:

1. Research & Decide on Location

  • Consider factors like climate, accessibility, local amenities, and property prices.

  • Popular areas for UK buyers include Normandy, Brittany, Dordogne, and Provence.

2. Understand Legal & Tax Implications

  • UK citizens can still buy property in France after Brexit, but residency rules have changed.

  • You’ll need to pay French property taxes, including Taxe d’Habitation and Taxe Foncière.

  • A notaire (French legal official) is required to oversee the purchase process.

3. Financing Your Purchase

  • Options include buying in cash, getting a mortgage in France, or refinancing a UK property.

  • Consider currency exchange rates to maximize your budget.

4. Find a Property & Make an Offer

  • Work with French estate agents or property websites to find listings.

  • Once you find a property, you’ll sign a Compromis de Vente (preliminary contract).

5. Finalize the Purchase

  • A notaire will handle legal checks and ensure the sale is valid.

  • You’ll pay a deposit (usually 10%), and the final sale is completed within 2-3 months.

6. Moving & Residency Considerations

  • If you plan to live in France permanently, you’ll need a long-stay visa.

  • Consider healthcare, banking, and tax residency requirements.

Normandy Consultancy
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